A lot of things can happen when you are working hard to make ends meet. The government rewards hard workers with social security credits. If you make at least $1,220 a month, you get one social security credit. If you make $4,880 a month you get four credits. These credits can help to get you social security benefits down the road, but they can also help you if you suffer an unexpected injury leading to a disability.
Disability Benefits
All jobs have risks, and some jobs have more risks than others. Thus, no matter what sort of job you have, there is always some risk of getting hurt on the job. Your employer should offer you worker's compensation if you work enough hours. If you work for a job that does not qualify you for benefits, or you get injured off the job, you might be left without the ability to work and make money. This is where Social Security disability insurance, or SSDI, can help.
How Do You Know If You Qualify for Benefits?
Social security insurance can help you if you are unable to work, and you are struggling to make ends meet. Social security benefits are for the elderly, but you don't have to be getting on in years to qualify for SSDI. Instead, you only have to be 24 years old. The number of social security credits you need will also vary depending on how old you are. If you are twenty four years old and have earned six credits in the previous three years, you can earn benefits. The number of credits you need to take out credits will go up depending on how old you are.
How Long Can You Receive Benefits?
Not all disabilities are created equal. Sometimes a disability is only temporary. In that case, you can collect benefits to help you makes ends meet until you get back on your feet. On the other hand, if you have a disability that makes you permanently unable to perform work, you can receive benefits indefinitely.
Working hard to make your own way in life gives you freedom to do the things you want to do and to set your own terms, but life does not always go like you want it to. If you find yourself suddenly in a position where you can no longer work, you might find yourself scrambling just to get by. If this is the case, SSDI can help. Talk to reputable SSDI lawyers like Scott McNutt Attorney At Law for more information.
